- Unfair or deceptive acts or practices
- The standard in Section 5 of the FTC Act, and the basis of most federal privacy enforcement.
- Consent decree
- A settlement with a regulator that binds a company to specific duties, often for twenty years.
- Preemption
- When federal law overrides state law on the same subject.
- Private right of action
- The right of an individual to sue, rather than leaving enforcement to a regulator.
- Covered entity
- A health plan, a health care clearinghouse or a health care provider that is subject to HIPAA.
- Business associate
- A party that handles protected health information on behalf of a covered entity.
- Protected health information
- Individually identifiable health information held by a covered entity or its business associate.
- Non-public personal information
- The financial information about consumers that the Gramm-Leach-Bliley Act protects.
- Consumer report
- Information from a consumer reporting agency used to decide on credit, insurance or employment.
- Adverse action
- A decision against a person based on a consumer report, which triggers notice duties.
- Verifiable parental consent
- What an online service needs before it collects personal information from a child under 13.
- Opt-in and opt-out
- Whether use of data needs agreement in advance, or is allowed until the person objects.
- Sensitive data
- Categories that state laws protect more strictly, such as health, biometric and precise location data.
- Right to cure
- A period in which a business can fix a violation before enforcement follows.
- Subpoena
- A demand for records that does not need a judge's finding of probable cause.
- Warrant
- A court order based on probable cause, required for the most protected information.